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Do I Qualify for Bankruptcy – Part 2: Have You Ever Filed For Bankruptcy Before?

If you call me and ask if you “qualify” to file bankruptcy, one of the first questions I’ll ask is:  “Have you ever filed for bankruptcy in the past?”  How you answer that question is the first step in determining whether you will be able to receive a discharge if you file for bankruptcy now.
If … Read moreDo I Qualify for Bankruptcy – Part 2: Have You Ever Filed For Bankruptcy Before?

Do I Qualify For Bankruptcy? Part 1

Back in 2005, Congress made some dramatic (some would say terrible) changes to the Bankruptcy Law. There was quite a bit of news coverage about the changes and how they would make it harder for people to file bankruptcy. Most of the news coverage was pretty superficial, leaving many people with the impression that, effective October … Read moreDo I Qualify For Bankruptcy? Part 1

Colorado Springs in a “Severe Recession” – outlook not good

An article in today’s Gazette* summed up the current state of the economy in the Pikes Peak region, calling it a “severe recession” that has cut sales for more than 70% of businesses in the area.  Unfortunately, the likely result in the near future will be more businesses cutting back or closing and more of our … Read moreColorado Springs in a “Severe Recession” – outlook not good