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Colorado Springs Bankruptcy ABC’s: “J” is for “Judgment Liens”

Today’s post will discuss what can be done about judgment liens.
As a Colorado Springs Bankruptcy Attorney, it’s not unusual for me to meet with people who have had judgments entered against them.  Often these judgments have become liens on their real estate here in Colorado Springs.
The effect of the lien is to give the judgment … Read moreColorado Springs Bankruptcy ABC’s: “J” is for “Judgment Liens”

Colorado Springs Bankruptcy ABC’s: “I” is for “In Forma Pauperis”

As a Colorado Springs Bankruptcy Attorney I regularly meet with people who lack the necessary funds to even pay the $306.00 filing fee required to get their Chapter 7 bankruptcy case filed.
In such cases, we’ll file an application “in forma pauperis” requesting a waiver of the filing fee. There are specific rules regarding when such requests … Read moreColorado Springs Bankruptcy ABC’s: “I” is for “In Forma Pauperis”

Colorado Springs Bankruptcy ABC’s: “H” is for “Homestead”

Today’s post will focus on the letter “H” as in “Homestead”.
For me the word “homestead” conjures up images of brave souls venturing west to get their piece of America – becoming a “homesteader”. That’s a romantic vision of what is actually a very powerful legal concept.
The law in Colorado encourages people to own their own … Read moreColorado Springs Bankruptcy ABC’s: “H” is for “Homestead”

Colorado Springs Bankruptcy ABC’s: “G” is for “Goals”

The subject of this post is the letter “G” where I’ll discuss “Goals”.  
As a Colorado Springs Bankruptcy Lawyer, I am often asked by potential clients whether they should or shouldn’t file for bankruptcy.  I explain that I see my job as explaining all of the various options to them:  filing for bankruptcy; trying to … Read moreColorado Springs Bankruptcy ABC’s: “G” is for “Goals”

Colorado Springs Bankruptcy ABC’s: “F” is for “Foreclosure”

It’s F’s turn, so I’ll be discussing the real “F” word: “Foreclosure”.
It’s not unusual for me, as a Colorado Springs Bankruptcy Attorney, to get a call from a person who has received a Notice that their house is being foreclosed.
They want to know what to do. Here’s what I tell them:
You can:

Try to work out a … Read moreColorado Springs Bankruptcy ABC’s: “F” is for “Foreclosure”

Colorado Springs Bankruptcy ABC’s: “E” is for “Emergency Filing”

Our next letter is “E” — for Emergency Filing.
From time to time, as a Colorado Springs Bankruptcy Attorney, I’ll get a call from a desperate potential client whose house is about to be sold at a foreclosure sale, or whose car is about to be repossessed.  The only way to stop the foreclosure, or prevent … Read moreColorado Springs Bankruptcy ABC’s: “E” is for “Emergency Filing”