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5 Steps to Rebuilding Your Credit Score After Bankruptcy

Rebuilding your credit score after bankruptcy can be a challenging process, but it is possible with time and effort. Here are some steps you can take to rebuild your credit:1. Get a copy of your credit report: You can request a copy of your credit report from each of the three major credit bureaus (Experian, … Read more5 Steps to Rebuilding Your Credit Score After Bankruptcy

Colorado Springs Bankruptcy ABC’s: “U” is for Unlisted Creditors

As a Colorado Springs Bankruptcy Attorney, it’s not uncommon for clients to call me in a panic after their case has been filed because they forgot to list a creditor.  Usually it’s no big deal.
Here’s why: the vast majority of cases are “no asset” cases. That means that the trustee has been unable to get anything … Read moreColorado Springs Bankruptcy ABC’s: “U” is for Unlisted Creditors

Colorado Springs Bankruptcy ABC’s: “T” is for “Tools of the Trade”

Today I’ll be writing about “Tools of the Trade” and how, under Colorado law, you get to keep them, even if you file for bankruptcy.
As a Colorado Springs Bankruptcy Lawyer, I often meet with people who are worried if they file for bankruptcy, they’ll lose their car, their house or other things that they own. … Read moreColorado Springs Bankruptcy ABC’s: “T” is for “Tools of the Trade”

Colorado Springs Bankruptcy ABC’s: “S” is for “Student Loans”

Continuing on the Colorado Springs Bankruptcy ABC’s, we are now up to letter “S” for Student Loans.
As a Colorado Springs Bankruptcy Lawyer, I regularly receive phone calls and emails from people who want to know if their student loans can be discharged in a Chapter 7 bankruptcy case.  Often they will have done some preliminary … Read moreColorado Springs Bankruptcy ABC’s: “S” is for “Student Loans”

Colorado Springs Bankruptcy ABC’s: “R” is for “Repossession”

R is for Repossession.
In my practice as a Colorado Springs Bankruptcy Lawyer, it’s not unusual for my clients to either have had vehicles repossessed or to be facing the prospect of an imminent repossession.
The Bankruptcy Code provides remedies in both situations.
First:  If the vehicle has already been repossessed and sold by the creditor, you’ll end … Read moreColorado Springs Bankruptcy ABC’s: “R” is for “Repossession”

Colorado Springs Bankruptcy ABC’s: “Q” is for “Qualifying”

One of the most frequent questions I get as a Colorado Springs Bankruptcy Lawyer is “Will I qualify to file for bankruptcy?”
Most of the confusion regarding who qualifies and who doesn’t is based on the so-called “reform” of the Bankruptcy Code back in 2005.  People come to my office, or call me on the phone, figuring that … Read moreColorado Springs Bankruptcy ABC’s: “Q” is for “Qualifying”